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Christopher "CJ" Nelson has been part of a top producing team since 2015. He specializes in property purchases with a wide array of clientele including first-time home-buyers, physicians, jumbo financing, and the Federal Housing and Veterans administrations, servicing Arizona and California. A lifelong native of Arizona, CJ lives in Mesa with his wife Jessica. CJ is based out of the McKellips Road office in Mesa, but meets many of his clients outside of the office for their convenience.

Mortgage Calculator

Buying a home is a big investment with expenses you may not have thought about. Use our mortgage calculator to estimate your mortgage payment, including taxes and insurance.

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30-Yr Fixed / 4.25% Interest
  • Principal & Interest $949
  • Property Tax $250
  • Homeowners Insurance $58
  • Mortgage Insurance $84

Additional Calculators

How Much Will My Payments Be?
Calculate your monthly payment with applicable finance charges, PMI, hazard insurance, and property taxes.

Mortgage Principal Calculator
This calculator allows you to "peek into the future", allowing you to see the remaining balance of your mortgage after several payments.

Affordability Calculator
How much can you borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view.

Mortgage Length Calculator
This calculator will help you to determine your savings if you make larger monthly payments.

What if I Pay More Every Month?
See how your mortgage will be reduced, if you pay $$$ more every month.

Should I Refinance?
Is your old APR (Annual Percentage Rate) too high? Estimate the benefits of refinancing using this calculator.

Tax Benefits Calculator
This calculator will calculate your tax savings after a house purchase. Financial analysis includes first year as well as total tax savings.

Should I Pay Points to Lower My Interest Rate?
Calculate how much points affect your monthly payments and how fast they will pay for themselves.


CJ is amazing. Always updating me, reminding me and following up items to review. He was always available to talk and replied to email very quickly. Thank you for everything. Natividad Ramirez Paralegal
CJ was great to work with. He was always available for questions and helped walk me through the process and everything that was needed from me along the way. CJ even took time while on his vacation to call me to help me with some questions I had regarding the process. CJ really ... READ MORE John Shewmake Director Client Financial Services
A huge shout out to CJ nd his awesome team for processing my mortgage refinance! To say I'm blown away would be an understatement. The level of customer service and teamwork they portray is beyond words. CJ and his team exceeded my expectations and continuously went above and ... READ MORE Erica Maldonado Erica Maldonado Computer Systems Analyst
CJ helped us purchase our home and I couldn’t be happier with how smoothly and quickly everything went. We will definitely contact him again. Annie Sarber
CJ made himself available whenever I had any questions. He was very personable and helped make the process of buying a home very relaxed. He is kind and genuine. Katie Tacey Teacher
C.J. was awesome, even my realtor was impressed with his professionalism, and his communication of the loan status. I will definitely recommend C.J. to everyone I know that is buying a home. Larry Nelson Larry Nelson Physical Scientist
Christopher Nelson is a very professional and effective loan officer. He patiently worked with us in successfully closing on time. I recommend Christopher to anyone who is looking for financing his/her mortgage either for business or personal. Thanks Christopher for being very ... READ MORE Gudeta Fufaa CEO, LG Properties Plus LLC
CJ was incredibly helpful and responsive. He made the process of getting my home loan as stress-free as possible. Drew Hodson Satisfied Home Buyer
I would definitely recommend CJ for any mortgage needs. He always was there either via phone or email for any of my questions. He helped us through the whole process. James Shaker Principal Software Engineer
CJ and his team are patient, amazing, and have worked to help me secure my loan quickly. CJ communicated everything to me and where I was in the process and gave me updates. He made the process smooth and easy for me. I highly recommend CJ for his professionalism, reliability, and his ... READ MORE Michael Aguilera Technical Analysis Senior Associate
CJ, was a last minute referral by my Allstate Broker, Mike Denney, after several failed attempts by 3 other lenders to win my business. It was a welcomed surprise when came in with the exact deal I was shopping for on the very first try. I was confident after our first conversation ... READ MORE Arlette Aranda Cost Analyst
We highly recommend Cj! He was professional, fast and made the whole process easy. We were 1st home buyers and C.J did great job at making us ease. Anonymous
CJ was great! Professional, friendly and always available for for anything we needed. He made the mortgage process so easy and made sure we were 1000% taken care of. Thanks CJ! Paul
My wife and I ran into some issues with our previous lenders appraisal process. After the recommendation from a friend we reached out to CJ and the AmeriFirst Team. CJ was agile and responsive and was able to keep our closing timeline intact even after switching lenders. Cj and ... READ MORE Brian Collins
To : AmeriFirst I feel Christopher Nelson is an Exceptional Employee and a Tremendous Asset to your company AmeriFirst . I had some what of a difficult Loan/File now that everything is completed. Half way through this Loan/File process situations kept on coming up more then I ... READ MORE Lisa Marie Mora
Cj did an amazing job for us in the purchase of our condo. He made is smooth sailing and very easy. Thanks for your hard work!!! Elvira Aguirre Elvira Aguirre Office manager
Words cannot describe CJ! We have been in the real estate industry for over 30 years and have never work with anyone as diligent and professional as CJ. Our file was not the easiest since we are self employed. CJ put in countless hours to make sure everything was obtained and handled ... READ MORE Jill Wilkerson Jill Wilkerson
CJ was outstanding from the very beginning. He did a great job of educating us throughout the process. He was always timely with communications and followed through on all of his commitments. We were looking to close quickly and he made it happen. His expertise is very much appreciated! Scott Butler
CJ helped my wife and I get a mortgage on our current home. He helped us every step of the way and was there to answer each and every question we had. There were many occasions where I had a quick question and he was always there to answer, literally anytime of the day. This helped put ... READ MORE Jamize
CJ was professional and quick with his responses to everything . He employed a variety to media and communication tools to allow my wife and I stay abreast of the process. Even when things were getting hectic and urgent As we passed our original escrow close date. Marc Jebousek Buyer
Lo recomiendo fuertemente!!..fue muy paciente por un año. Me ayudo a subir mi crédito. Tambien hizo lo posible en su alcanse en que yo no batallara para poder comprar mi casa y lo logrooo..gracais Chris. Maricela Ruiz
CJ was extremely helpful throughout the loan process. He kept us updated on each step, quickly responded to our questions and solved any problems that arose. We appreciated his high level of customer service. Lauren Kirby Customer
We met with CJ Nelson and he was very sweet and got to the point of what we needed to do so we could continue our house search . I’d recommend him out to any of our friends . Thanks again CJ The Smiths GALYA smith GALYA smith Dental Assistant
CJ was awesome! Whenever I had a question or concern he handled it quickly and eased my mind. Very informative throughout the loan process and check in on me to ensure my needs were being met. I would recommend CJ to anyone looking to get a mortgage loan or refinance. I will being ... READ MORE Timothy Hansen
CJ gets it done, plain and simple. He makes it so easy and got us EXACTLY what we wanted. I was shocked how simple he made it for us to get into our dream home. Highly highly recommended. Kort Kleinman Attorney
From the initial application to the last day of signing CJ was there to guide us through the process. Any questions that we had he was more than willing to help answer and even followed up with us weekly to let us know where we were in the process. I can’t understate how ... READ MORE Oscar Parra Gentleman Farmer
CJ was amazing to work with on the purchase of my new home. After I qualified for the loan, he helped in the search for my dream house. He communicated regularly and I always knew what was going on with my home purchasing process. He had everything in order and was able to process my ... READ MORE Heather Maldonado
I recently refinanced my home with CJ as my loan officer and the process was incredibly smooth! He was up front with all figures and even found ways to save me money where he could i.e. appraisal. I was able to fund in less than 30 days and I loved how he remained in contact with me ... READ MORE Lynnette Griffo Lynnette Griffo
Fast and professional. Highly recommended. Keith Dolge Sr. Instructional Designer T-Mobile USA
I'm a restaurant owner and I don't have a lot of free time, but CJ was able to push our deal through and stay on top of things. Made the process as easy as possible, and even went out of his way to get some of the documents we needed to close sooner. We got our initial ... READ MORE Jason Hill
CJ was great! Answered all of my questions and never kept me waiting! Very available and would recommend him 100%! Gabrielle Tudor Supervisor
CJ helped my wife and I get into a home after 6 years of renting. He taught us how to raise our credit score and always kept up updated with our loan process. Overall had an experience we will always remember, very pleased with Cj and appreciate the hard work he put into making our dream possible. Andrew Ordaz Andrew Ordaz Staples Driver
CJ is very proactive and knowledgeable in his field. He quickly led me through the whole process while thoroughly answering all of my questions and concerns. My schedule did not allow me to make it to his office to meet in person, but his great communication and ability to simplify ... READ MORE Wade Hodson Sr. Business Systems Analyst
CJ was great. He was able to reduce my mortgage by 5 years, keep my monthly payment the same, AND payoff my student loan of 30k when I re-financed my home!!! I'll go back to him for future home loans every time. Brent Investing in my future
I usually don't take the time to write reviews, but my experience throughout this process was too good to go unnoticed. CJ was such a valuable asset when I was going through the housing process. His straight forward and no nonsense approach was exactly what I needed at that time. I ... READ MORE Erica Hansen IT Systems Analyst
When my husband and I accidentally found our dream home in 4 days, we needed to obtain a mortgage quickly in order to buy it. We hadn't needed to apply for a mortgage since the 1970s and the process now is greatly more complex. CJ walked us through the myriad forms and ... READ MORE Rainee Adamson
Cj is phenomenal. He made the whole process extraordinarily quick, smooth, and surprisingly enjoyable. His attention to detail and hard work cannot be matched. Thank you CJ for making our dreams come to fruition. Charles and Candice Hall Homeowners

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