Skip to Content


State License: AZ #931854

Christopher "CJ" Nelson has been part of a top producing team since 2015. He specializes in property purchases with a wide array of clientele including first-time home-buyers, physicians, jumbo financing, and the Federal Housing and Veterans administrations, servicing Arizona and California. A lifelong native of Arizona, CJ lives in Mesa with his wife Jessica. CJ is based out of the McKellips Road office in Mesa, but meets many of his clients outside of the office for their convenience.

Mortgage Calculator

Buying a home is a big investment with expenses you may not have thought about. Use our mortgage calculator to estimate your mortgage payment, including taxes and insurance.

Please enter a valid home price


30-Yr Fixed / 0% Interest
  • Principal & Interest $0
  • Property Tax $0
  • Homeowners Insurance $0
  • Mortgage Insurance $0

Additional Calculators

How Much Will My Payments Be?
Calculate your monthly payment with applicable finance charges, PMI, hazard insurance, and property taxes.

Mortgage Principal Calculator
This calculator allows you to "peek into the future", allowing you to see the remaining balance of your mortgage after several payments.

Affordability Calculator
How much can you borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view.

Mortgage Length Calculator
This calculator will help you to determine your savings if you make larger monthly payments.

What if I Pay More Every Month?
See how your mortgage will be reduced, if you pay $$$ more every month.

Should I Refinance?
Is your old APR (Annual Percentage Rate) too high? Estimate the benefits of refinancing using this calculator.

Tax Benefits Calculator
This calculator will calculate your tax savings after a house purchase. Financial analysis includes first year as well as total tax savings.

Should I Pay Points to Lower My Interest Rate?
Calculate how much points affect your monthly payments and how fast they will pay for themselves.

See what people are saying about us

CJ is efficient and joyful to work with. He gets the job done. Very grateful for the loan he got for me. Theresa Meeker
I just recently purchased my first home and I could not have done it without CJ and his team. They made the process as easy as can be especially considering that I had some items that I had to take care of. They were very professional and patient with me while I gathered the necessary ... READ MORE Wesley Ngiraikelau Senior Field Tech
CJ was so phenomenal! When I first reached out I was sure I wouldn’t be able to be in the position to buy a house within a year. He walked me through my credit and showed me what I needed to work on. Just a couple months later - I am in my new house!! He was so helpful with each ... READ MORE Marissa Sanderson
He is an awesome person it was great experience working with him. I recommended him big time. Carlos Perez Loera owner manager
CJ was super helpful and available for whatever I needed. Recommended 10/10! Ashley Betzhold
CJ was fantastic! A true professional that I would recommend to anyone looking to buy or refinance. He and his team will do their best to make sure the whole process is as transparent and easy as possible. All around great people to work with. Eric Means
CJ did a great job helping me to understand what type of house I should be shopping for, navigating interest rates, and walking me through every step of the loan approval process. Thank you CJ! Nick Saunders
CJ was amazing to work with!! This was the first time I'd sold and bought a house at the same time and was really stressed out. He patiently answered all my questions and was very responsive when I reached out. He is very efficient and make the process very smooth. Even my ... READ MORE Heather Allen
Our refinancing experience with CJ was so effortless on our part and we will definitely recommend him to others. CJ kept us informed of everything throughout the entire process and even checked in when there weren't any updates just to let us know he hadn't forgotten us and ... READ MORE Dennis & Danyell Martinez
Throughout my VA loan process, CJ was simply incredible! He was very professional, responsive, and provided honest assistance with the mortgage process from beginning to end- openly guiding my wife and I in every step. This was important to us since we were a first-time homebuyer. ... READ MORE Roman Szewczyk VA Loan
It was a pleasure working with CJ. If I had any questions about anything, he was extremely easy to get in contact. Nothing was unimportant or insignificant. He will definitely get the first call next time I need a lender. David Holt
He was awesome with getting me everything I needed to achieve to complete my process. Was never rude or to pushy. Always was ready to help or walk throughout and problem I was having. I would definitely Be going back to him David toruga Machine operator
CJ made my dream of buying my first house come true. He made the process simple and straight-forward. He consistently demonstrated empathy, flexibility and a customer-dedicated attitude through every aspect of the process; all qualities that are so rare to find in this day and age. I ... READ MORE Chelsea Alls Chelsea Alls Insurance Agent
CJ was incredible throughout our entire process. He was patient to answer all my questions every time and did whatever he could to help in our house hunting process. He secured a great loan price and we couldn't be more grateful! TC Mooney Pastor
CJ made the entire process easy and made sure to answer all our questions. Hogan Macdonald Teacher
CJ made the refinance process easy and helped us decide the right time to refinance. Heather Potter
CJ was awesome! I would surely recommend him to my friends and family! He was up front with us on everything. We will definitely use CI in the future! Thank you for everything ! Jess Rodriguez
CJ is great to work with. This is my 2nd VA home purchase and I had a lot of questions as I'm keeping my 1st home as a rental. He was always available to answer my questions regarding both homes. Stephanie DeWees USMC Veteran
CJ is wonderful. One call Friday afternoon, by Monday he had numbers for me and lined up an appraiser. All the paper work was over the phone or by the internet. It was so easy I kept thinking this is too good to be true, we have to be missing something! But we weren’t. I ... READ MORE Barbara Miller Gramma, mom, retired
I am very pleased with Cj and Amerifirst. They processed my home loan in a customer-friendly manner. Prior to selecting Amerifirst, I searched and compared several companies to see who was best suited to help me. I was most impressed by CJ and I'm highly satsisfied with the job he ... READ MORE Quinn Thacker
CJ made the whole refi process easy. This was not our first refi and wekwe what it can be like if you are working with someone who doesn't know what they are doing. CJ knows what he's doing and he's great to work with! We never had to leave our house for any portion of this ... READ MORE Monica Waters
CJ is a joy to work with! He really worked hard to ensure we were getting the best interest rate possible. He answered all questions we had with clarity and depth. He was able to get our loan taken care of in a reasonable amount of time during the COVID-19 pandemic. All paperwork ... READ MORE Zachary Starks
Christopher was great, he was quick with my pre qualification on the loan. He made it easy to complete the required information on line. He was always available when I called him. Thank you CJ for making it simple to buy my first home, I highly recommend you. Jaime Botello Center Operations Director
I was referred to CJ by a friend following a terrible experience trying to refinance my mortgage with a major bank. CJ was extremely helpful and offered just the guidance I needed to understand the process. The entire loan experience with CJ was a breathe of fresh air after what I went ... READ MORE David Haraldsen VP of Digital Marketing
We recently moved into our new home thanks to Mr CJ Nelson accurate and professional work the processes of purchasing our house was an easy and short one We really appreciate his professionalism and kindness Cordially Fernando Miranda and Matilde Hernandez Matilde Hernandez Retiree
CJ was great and answered all of our questions! Darrin. Huggins Home buyer
Cj is amazing!! If you are looking for someone that will answer every one of your crazy questions and even answer ones that you didn’t think of then he is your guy! Very respectful and extremely knowledgeable of the mortgage industry. He made sure to get us the best deal and we ... READ MORE Meagan Fern Production Support Analyst
CJ was amazing. Very professional, timely and great at responding to any requests or questions that I had. He is great at keeping me in the loop. Brandon Slater Mgr, GTC Network
CJ handled the process of getting us approved for a loan like a champ. The process with him was easy and relatively headache free. He always had time to take my calls and answer my questions. Tyler Sargent Inside Sales
Working with CJ was a fantastic experience! Couldn't have asked for better service. He stayed connected with me throughout the entire refi process and helped guide me through the different stages as we advanced to closing. I can't thank CJ enough for being a great resource and ... READ MORE Dave Denley Senior Director, Development Services
CJ went out of his way to find us the best possible mortgage for our situation. He was very open to new ideas and was very informative about different types of loans. He kept us in communication with the process and guided us in the right direction when information was needed. He was ... READ MORE Lisa Teacher
CJ was able to get me a great rate on my refi. He is a problem solver and follows the market very closely. He really knows his stuff and communicates very well. He answers the phone anytime of the day. I love recommending CJ to my buyers looking for a home loan and I stand behind his ... READ MORE Jenna Alexander Realtor at 50STATES Realty
Went quickly and smoothly. Couldn't have been any easier! Thanks CJ !! Larry Nelson Owner, Nelson Custom
Greatly appreciated and satisfied with “CJ” hard work and made this purchase fast and easy . I am happy I was able to work with him and his team strongly recommended . Iason fabian lugo Road Service technician
CJ is an absolute gem. I can not recommend him enough. He totally went above and beyond for my clients and we couldn’t have been happier. I hope to be able to do more business with him in the future! Amelia Hamilton Realtor
C.J. was absolutely awesome to work with! He handled everything efficiently and quickly. I would recommend him to anyone. 👍 Justin A Olea
The buying process is an emotional roller coaster. CJs calm and professional approach made the process so much easier. My family will be using CJ exclusively for all our lending needs. Ryan Pesto Electrician
CJ was amazing! I don’t use that word lightly. As a veteran, working through using my VA loan for the first time, there was a bit to do. CJ was active in the whole process and helped me with every step. I would recommend him to anyone! But if you are a veteran, he is 100% behind ... READ MORE Chris Fultz Chris Fultz
Cj helped me buy my first home and also helped me refinance my house. All I have to say is Cj is professional, smooth, and well communicated. Thank you again! Kevin S
We just recently closed on a condo in Scottsdale, CJ handled the whole loan process seamlessly, very professional and great communication. Would highly recommend. Tim O Tim Orr Attorney
CJ did a great job getting my loan going and kept me informed along the way. Everything went through very quickly with no issues. Sandy McDaniel
Cj did my Cash Out Refi and it was as smooth as fresh churned Amish butter. He is as sweet as homemade marmalade and easy to work with. My only regret is that I didn't have any hot fresh bread to go with this deal. I will have to use the time and frustration saved by using CJ to do ... READ MORE Jared W. Home Owner
CJ made the refinance process simple and efficient, definitely would recommend him to friends and family and will be doing business with him again. Brian Monte
We had a great experience working with CJ for our mortgage loan. Quick to respond and never left us in the dark on the status of our loan. Smooth closing, couldn't ask for anything more. Ryan Pane
I’ve been trying to buy a house for a while now, for some reason or another one I wasn’t able to. Last month I purchased my one home. Thanks to an amazing realtor and Mr. CJ Nelson I was able to close the deal. CJ Nelson was very professional from beginning to end, always ... READ MORE Blanca Javier
Christopher Nelson is extraordinary in his ability to get a job done well and quickly. He was able to get for me a very competitive mortgage and complete the processing of this loan in 8 days time, when Wells Fargo was going to require 8 to 12 weeks to do the same. C J is a consummate ... READ MORE Phil Scheinberg Phil Scheinberg
I would highly recommend Christopher Nelson. He was very patient when I asked repeated question and very clear for me to understand. He made sure to contact me ASAP when any additional information was required. Christopher made this process for me less stressful and worked very hard to ... READ MORE Rocio Pelayo Rocio Pelayo
CJ helped us with our home loan at the beginning of the year and then recently helped us refinance. This was my third time going through the home loan process (and my first refinance). I fully expected it to be a huge hassle with a lot of stress like it had been in the past. It was ... READ MORE DeeAnna Milano
I truly recommend CJ Nelson if you need a mortgage loan officer. He definitely guided me through the mortgage process and was very responsive. I also appreciated the convenience of the E-documents and E-signatures. Working with CJ was a swift and great experience. I am thankful that a ... READ MORE Jackie Acedo Home Owner
Was new to the area and after going to two other banks they were ridiculously high on rate and closing costs my realtor recommended CJ to us. CJ was efficient and great to deal with. Since we had to secure a loan on a holiday weekend and we were from out of town this was not easy until ... READ MORE Mark Kirschler Application Engineer
I would definitely recommend CJ Nelson to my friends, Clients, and Co-workers. He really made a lot of the process of buying a home so much easier. Thank you so much sir! Brenda Lopez Brenda Lopez Brenda Lopez
CJ took care of my refi smoothly. Any questions I had were answered very quickly and CJ explained the process every step of the way. I highly recommend him. Eydie Jerome Word Processing Specialist
CJ is the ultimate professional. I have done several deals with CJ and he is always on top of every detail. The best thing about working with him is he is always accessible. The system his company utilized to upload documents is fantastic and user friendly. Maro Valencia Realtor
CJ Nelson is first off FANTASTIC!!!! He is easy to work with, available to talk to, so kind, fast and very efficient. We pulled our first offer on a house and he was so fast and turned the paperwork for another offer that same day! Even at our signing he was there. We had to bring our ... READ MORE BRIANA S client
CJ is very knowledgeable and patient. Walked me through the process every step of the way. Fantastic to work with! Richard Rodriguez Chef
CJ is amazing. Always updating me, reminding me and following up items to review. He was always available to talk and replied to email very quickly. Thank you for everything. Natividad Ramirez Paralegal
CJ was great to work with. He was always available for questions and helped walk me through the process and everything that was needed from me along the way. CJ even took time while on his vacation to call me to help me with some questions I had regarding the process. CJ really ... READ MORE John Shewmake Director Client Financial Services
A huge shout out to CJ nd his awesome team for processing my mortgage refinance! To say I'm blown away would be an understatement. The level of customer service and teamwork they portray is beyond words. CJ and his team exceeded my expectations and continuously went above and ... READ MORE Erica Maldonado Erica Maldonado Computer Systems Analyst
CJ helped us purchase our home and I couldn’t be happier with how smoothly and quickly everything went. We will definitely contact him again. Annie Sarber
CJ made himself available whenever I had any questions. He was very personable and helped make the process of buying a home very relaxed. He is kind and genuine. Katie Tacey Teacher
C.J. was awesome, even my realtor was impressed with his professionalism, and his communication of the loan status. I will definitely recommend C.J. to everyone I know that is buying a home. Larry Nelson Larry Nelson Physical Scientist
Christopher Nelson is a very professional and effective loan officer. He patiently worked with us in successfully closing on time. I recommend Christopher to anyone who is looking for financing his/her mortgage either for business or personal. Thanks Christopher for being very ... READ MORE Gudeta Fufaa CEO, LG Properties Plus LLC
CJ was incredibly helpful and responsive. He made the process of getting my home loan as stress-free as possible. Drew Hodson Satisfied Home Buyer
I would definitely recommend CJ for any mortgage needs. He always was there either via phone or email for any of my questions. He helped us through the whole process. James Shaker Principal Software Engineer
CJ and his team are patient, amazing, and have worked to help me secure my loan quickly. CJ communicated everything to me and where I was in the process and gave me updates. He made the process smooth and easy for me. I highly recommend CJ for his professionalism, reliability, and his ... READ MORE Michael Aguilera Technical Analysis Senior Associate
CJ, was a last minute referral by my Allstate Broker, Mike Denney, after several failed attempts by 3 other lenders to win my business. It was a welcomed surprise when came in with the exact deal I was shopping for on the very first try. I was confident after our first conversation ... READ MORE Arlette Aranda Cost Analyst
We highly recommend Cj! He was professional, fast and made the whole process easy. We were 1st home buyers and C.J did great job at making us ease. Anonymous
CJ was great! Professional, friendly and always available for for anything we needed. He made the mortgage process so easy and made sure we were 1000% taken care of. Thanks CJ! Paul
My wife and I ran into some issues with our previous lenders appraisal process. After the recommendation from a friend we reached out to CJ and the AmeriFirst Team. CJ was agile and responsive and was able to keep our closing timeline intact even after switching lenders. Cj and ... READ MORE Brian Collins
To : AmeriFirst I feel Christopher Nelson is an Exceptional Employee and a Tremendous Asset to your company AmeriFirst . I had some what of a difficult Loan/File now that everything is completed. Half way through this Loan/File process situations kept on coming up more then I ... READ MORE Lisa Marie Mora
Cj did an amazing job for us in the purchase of our condo. He made is smooth sailing and very easy. Thanks for your hard work!!! Elvira Aguirre Elvira Aguirre Office manager
Words cannot describe CJ! We have been in the real estate industry for over 30 years and have never work with anyone as diligent and professional as CJ. Our file was not the easiest since we are self employed. CJ put in countless hours to make sure everything was obtained and handled ... READ MORE Jill Wilkerson Jill Wilkerson
CJ was outstanding from the very beginning. He did a great job of educating us throughout the process. He was always timely with communications and followed through on all of his commitments. We were looking to close quickly and he made it happen. His expertise is very much appreciated! Scott Butler
CJ helped my wife and I get a mortgage on our current home. He helped us every step of the way and was there to answer each and every question we had. There were many occasions where I had a quick question and he was always there to answer, literally anytime of the day. This helped put ... READ MORE Jamize
CJ was professional and quick with his responses to everything . He employed a variety to media and communication tools to allow my wife and I stay abreast of the process. Even when things were getting hectic and urgent As we passed our original escrow close date. Marc Jebousek Buyer
Lo recomiendo fuertemente!!..fue muy paciente por un año. Me ayudo a subir mi crédito. Tambien hizo lo posible en su alcanse en que yo no batallara para poder comprar mi casa y lo logrooo..gracais Chris. Maricela Ruiz
CJ was extremely helpful throughout the loan process. He kept us updated on each step, quickly responded to our questions and solved any problems that arose. We appreciated his high level of customer service. Lauren Kirby Customer
We met with CJ Nelson and he was very sweet and got to the point of what we needed to do so we could continue our house search . I’d recommend him out to any of our friends . Thanks again CJ The Smiths GALYA smith GALYA smith Dental Assistant
CJ was awesome! Whenever I had a question or concern he handled it quickly and eased my mind. Very informative throughout the loan process and check in on me to ensure my needs were being met. I would recommend CJ to anyone looking to get a mortgage loan or refinance. I will being ... READ MORE Timothy Hansen
CJ gets it done, plain and simple. He makes it so easy and got us EXACTLY what we wanted. I was shocked how simple he made it for us to get into our dream home. Highly highly recommended. Kort Kleinman Attorney
From the initial application to the last day of signing CJ was there to guide us through the process. Any questions that we had he was more than willing to help answer and even followed up with us weekly to let us know where we were in the process. I can’t understate how ... READ MORE Oscar Parra Gentleman Farmer
CJ was amazing to work with on the purchase of my new home. After I qualified for the loan, he helped in the search for my dream house. He communicated regularly and I always knew what was going on with my home purchasing process. He had everything in order and was able to process my ... READ MORE Heather Maldonado
I recently refinanced my home with CJ as my loan officer and the process was incredibly smooth! He was up front with all figures and even found ways to save me money where he could i.e. appraisal. I was able to fund in less than 30 days and I loved how he remained in contact with me ... READ MORE Lynnette Griffo Lynnette Griffo
Fast and professional. Highly recommended. Keith Dolge Sr. Instructional Designer T-Mobile USA
I'm a restaurant owner and I don't have a lot of free time, but CJ was able to push our deal through and stay on top of things. Made the process as easy as possible, and even went out of his way to get some of the documents we needed to close sooner. We got our initial ... READ MORE Jason Hill
CJ was great! Answered all of my questions and never kept me waiting! Very available and would recommend him 100%! Gabrielle Tudor Supervisor
CJ helped my wife and I get into a home after 6 years of renting. He taught us how to raise our credit score and always kept up updated with our loan process. Overall had an experience we will always remember, very pleased with Cj and appreciate the hard work he put into making our dream possible. Andrew Ordaz Andrew Ordaz Staples Driver
CJ is very proactive and knowledgeable in his field. He quickly led me through the whole process while thoroughly answering all of my questions and concerns. My schedule did not allow me to make it to his office to meet in person, but his great communication and ability to simplify ... READ MORE Wade Hodson Sr. Business Systems Analyst
CJ was great. He was able to reduce my mortgage by 5 years, keep my monthly payment the same, AND payoff my student loan of 30k when I re-financed my home!!! I'll go back to him for future home loans every time. Brent Investing in my future
I usually don't take the time to write reviews, but my experience throughout this process was too good to go unnoticed. CJ was such a valuable asset when I was going through the housing process. His straight forward and no nonsense approach was exactly what I needed at that time. I ... READ MORE Erica Hansen IT Systems Analyst
When my husband and I accidentally found our dream home in 4 days, we needed to obtain a mortgage quickly in order to buy it. We hadn't needed to apply for a mortgage since the 1970s and the process now is greatly more complex. CJ walked us through the myriad forms and ... READ MORE Rainee Adamson
Cj is phenomenal. He made the whole process extraordinarily quick, smooth, and surprisingly enjoyable. His attention to detail and hard work cannot be matched. Thank you CJ for making our dreams come to fruition. Charles and Candice Hall Homeowners

Let's accomplish more together.

Get in touch

Back to top